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Gerry talks about the rise in financial scam in 2006 and offers her advice:

No such things as free grants or guaranteed scholarships for college financial aid…”

And…

Here are some phrases that should signal a hoax.
“The scholarship is
guaranteed or your money back.”
Scholarships are never guaranteed.

“We
will do all the work.”
To make sure you get the best financial aid
deal, you’ll need to put some effort in. There’s just no way around
that
.