Not all Nigerian men are bad, but there are enough bad apples to create the worldwide phenomenon called 419 scam, lottery scam and love scam.

In short, you may choose to believe in anything, except when all of a sudden, your lover is asking for your money for whatever reasons they can find.

She is right, the scam artists like to come up with tonnes of emergency reasons to ask for your money.

When this happens, its a scam!