Don’t get too excited if anyone invites you to attend a Financial Seminar for some educational talks. The professionals are not doing it for free, as the seminars are actually sales promotion in disguise. It is great to learn about investment opportunities from the seminar, but do not get too excited and sign-up for any offers before performing due diligence. When the offers sound too good to be true, they are most likely a scam. Take the negative approach to such offers: Unless proven real, it is a scam. And most likely it will be a scam or comes with hidden conditions.

the seminars, usually held at golf courses and hotels, involved
“exaggerated or misleading” claims. One example: “How $100K can pay 1
Million Dollars to Your Heirs.” People were duped into writing cheques
for investments that did not exist or that were unsuitable for
conservative investors.”