Everyone should be well educated in identity theft protection. They should also know what their options are when it comes to identity theft protection services. Being a victim of identity theft is something that we all should dread. It is no fun, time consuming to clean up and has serious consequences if not taken care of in a timely manner.
When your identity is stolen, your personal information can be used for all types of crimes including the theft or money (definitely the most common). When your identity is compromised, a criminal can establish a new life and possibly a career with all of your information. It pays to take the necessary steps to keep your identity safe and to protect yourself from becoming another victim. Identity theft protection services are a great way to help assist you in this never-ending battle.
Keep in mind that you need to take an active part in fighting and protecting yourself identity theft as well. If you ever see any strange transactions or unusual behavior in any of your financial details or transactions, you should look into it immediately. If you find that your identity has been compromised, you need to keep calm. There are definitely ways to get things cleaned up and back to normal.
The very first thing that you need to do is repot it to the proper authorities. If you reside in the United States, you need to immediately report it to the Federal Trade Commission. By telling them that you have become a victim of identity theft, they will notify the other agencies and future problems and issues will be eliminated.
You will also need to contact one of the credit reporting agencies. They are Equifax, Experian, and Transunion. Once you have notified one of these agencies, they will notify the other two and your accounts will be immediately frozen from further activity.
If you are curious to know how many accounts have been opened without your knowledge, you can order a credit report from each agency. Once you know this, you can take whatever action you need to close any of those account that have been opened by the thief.
You should also take a few minutes to notify your bank, credit card companies, and the Social Security Department that your identity has been stolen. They will be more than happy to help you with whatever information you need to begin the clean up process.
It is never fun being a victim of identity theft. By taking the proper precautions and educating yourself, you can prevent identity theft from happening to you!