The swine flu news came as the stocks market are at the peak of a bear market rally, and it is going to help the market decide at the crossroad - DOWN.

First the SARS in 2003 cost $40billion in the Asia Pacific region alone, and we wonder the extent of damage that will be caused by this swine flu. The economic crisis will deepen and the effects of the recent bailout by the US gov may not continue to support the irrational exuberance in the bear market rally.

As the economic crisis worsens, it is time that most people like us start to change our spending habit and be prepared for the worse. All storms will be over, the question is when. This economic crisis is touted as the worst in almost 70 - 80 years, and could the market recover as fast as the earlier crashes? Some experts say that the market wound not recover (assuming that there is no swine flu) so quickly, due to the "damage" of bad practices over so many years.

While it is not the objective of this blog to help you make money in the stocks market, we can safely advice everybody to be on extra guard when there is a crisis. Scammers are always preying on weak areas. If you need money, they will use that against you to make money from you instead. A simply scam such as the 419 scam asked you to pay money to get money, that is you need to pay a fee to collect fake lottery winnings. It is as simple as that, but for a person with a weakness, such a simple trick has proven effective for many years. Please don't believe in such crap. There is no such deal that really works in the real world.

Last but not least, we would like to quote a common phrase in the stocks market.

Bulls can  make money, Bears can make money, but Pigs always get Slaughtered. Don't be greedy and never believe in deals that are too good to be true.