Hot Scam Specifications:

Scam Type: 419 Scam
Fake Names: Mr Robert Taylor, Mr Cosmos Burns
Offer Type: Inheritance Funds
Transfer Amount: 8.7million GBP
Your Commission: 4.35million GBP
Storyline: Releasing inheritated funds from the late "Cosmos Burns" to Next-of-Kin
Scammer Location: Claims to be UK
Scammer Email: rbt_tay@yahoo.com

What a hefty commission - 8.7million GBP to be shared between you and the scammer. That is a share of 4.35million GBP!

It appears that the receiver has replied to the scammer, and the latter is asking the him to fill in the form, Sign, and fax it back to them. This is a very risky thing to do. Do not fax them the form with your signature on it, as they can use your signature for identity theft or other illegal purposes. And if the money is illegal, why would you ever risk your identity (signature) in the transaction when it is supposed to be a covert operation?

This is a scam. Do not be greedy, or you will pay a price for the greed and get nothing back in return from the deal.

In the next page, there is another longer email from "Robert Taylor", with long stories trying to convince the receiver that the deal is genuine. Even if he managed to write a 10-page story, it is still a scam. Why not? Who on earth gets paid thousands of dollars to write several pages of rubbish? Only scammers find the time worthwhile.

-----Attached-----
From: Robert Taylor [mailto:rbt_tay@yahoo.com]
Sent: Friday, September 21, 2007
Subject: Application(Call Me)

Dear XXXXXXX,

Thanks a lot for your mail and for agreeing to get involved with me. But I need to be sure that you have a genuine and committed interest in this project. You must agree that in a project of this nature, one can never be too careful. I have been unable to get across to you on the phone. As long as you adhere to my instructions, there will be no risk at your end or mine. You have to always get my consent before you make any move as regards this transaction. You will need a fax number; this is because it is the standard means on correspondence used by banks. The bank has to have every means to contact you.

I am still a banker and people like us are constantly being watched for any fraudulent practices. My sudden wealth will only raise eyebrows. That is why I want my share transferred to the Cayman Islands. I do not believe in taking chances if I have a better way out. As for you, there will be no need for you to leave town after you have received the money. All documents will be made out in your name to prove that you are the rightful heir and next of Kin to late Cosmos Burns. So you need not worry at all. Have it in mind that the most important thing is not just receiving the money. Rather, the most important thing is having it done in accordance with all local and international Banking/financial procedures. That way we do not have any worries in future. When the funds reach your country, your government will definitely deduct tax. But that is okay. It is after the tax deduction that we shall then split the money equally.

I still want an assurance from you of full cooperation and commitment to this project as well as an assurance of the presence of my share of the proceeds, on demand. I do not want a dormant or laidback partner. In this deal, we are working as a team, expectations are high and I don’t want any disappointments along the line.

On my part, I want to assure you, you will have no regrets doing this deal with me, if only you will follow my instructions religiously and respond to issues quickly as they come. For now to commence this transaction, please type out the text below and send it via fax to this number +448701605188. This is for banking services of Kleinwort Benson Private Bank and the text below is a formal application for the release of the money to you.

As soon as you have faxed this letter, kindly let me know. Please do it immediately as time is of essence to us. Also send me a copy to this email address as email attachment. Please give me a call so that we can establish verbal contact and also discuss in detail. My phone number is, +447045746848.

Once again rest assured that I have in my hands what it takes to succeed here and with your cooperation everything will go, as smoothly as clock work and we can both be rich in no time. Thanks as always as I wait to hear from you.
Sincerely,
Robert.
------------------------------------------------------------------------------------------------------------------------------
The Manager,
Banking Services
Kleinwort Benson Private Bank
London.
 
Dear Sir,
 
 APPLICATION FOR THE RELEASE OF INHERITED FUNDS TO THE NEXT OF KIN OF LATE MR.COSMOS BURNS.
 
. I, -(your full name)----- SITUATED AT, (your address)  NEXT OF KIN TO THE LATE MR.COSMOS BURNS., A CUSTOMER OF YOUR BANK, WHO IS DECEASED, HEREBY DO WISH TO APPLY  FOR THE RELEASE TO ME OF AN INHERITED FUND TOTALLING  8.7M (Eight Million, Seven Hundred Thousand British Pounds Sterling Only)  PRESENTLY DEPOSITED IN YOUR BANK.
 
I WAS NOTIFIED OF THE ABOVE INHERITANCE AS THE NEXT OF KIN TO LATE MR.COSMOS BURNS.THROUGH A PROBATE ORDER OF MADAMUS FROM THE PRIVATE BANKING DEPARTMENT OF YOUR BANK. I REFER YOU TO YOUR PRIVATE BANKING DIVISION FOR PROPER BANK CO-ORRDINATES AND REFERENCES OF LATE MR COSMOS BURNS.I WISH FOR THE FUNDS TO BE TRANSFERED VIA ANY MEANS APPLICABLE I WOULD BE GRATEFUL IF THIS APPLICATON IS TREATED IN EARNEST AND GRANTED. PROMPTLY. THANK YOU.
 
YOURS FAITHFULLY,
 
(Your name and sign here)
 N.B: INCLUDE ALL YOUR CONTACT DETAILS, THAT IS YOUR TELEPHONE AND FAX NUMBERS AND ALSO YOUR EMAIL ADDRESSES SO THAT THE BANK WILL NOT FIND IT HARD TO CONTACT YOU AT ANY TIME

Here goes the long story from "Robert Taylor", trying his best to "assure" you that the money is "real".

-----Attached-----
ROBERT TAYLOR <rbtt_tayy101@yahoo.co.uk> wrote:

I am Robert Taylor, Director at Kleinwort Benson Private Bank, the private banking arm of Dresdner Bank, which in turn, is a subsidiary of German insurance giant Allianz. I am contacting you concerning a deceased customer, and an investment he placed under our banks management 3years ago. I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail.

I contact you independently and no one is informed of this communication. I would like to intimate you with certain facts that I believe would be of interest to you. In 2004, the subject matter came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of 8.7 million British Pounds Sterling, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case, I made numerous suggestions in line with my duties as the de-facto chief operations officer of the private banking sector, especially given the volume of funds he wished to put into our bank.

We spun the money around various opportunities and made attractive margins for our first months of operation. In January 2006, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments. He directed that I liquidate the funds and have it deposited with a security firm. I informed him that Kleinwort Benson Private Bank would have to make special arrangements to have this done. I explained to him the complexities of the task he was asking of us. Large cash movements have become especially strict since the incidents of 9/11. I contacted my affiliate and had the funds available as he had requested. I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited with a security consultancy firm. This security firm is an especially private firm that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash.
This small and highly private organization is familiar especially to the highly placed and well-connected organizations. In Line with instructions, the money was deposited with them. He told me he wanted the money there in anticipation of his arrival from Norway later that week. This was the last communication we had; this transpired around 25th February 2006.

In October last year, we got a call from the security company informing us of the inactivity of that particular portfolio. This was an astounding position as far as I was concerned, given the fact that I managed the private banking sector I was the only one who knew about the deposit at the security company, and I could not understand why our client had not come forward to claim his deposit. I made futile efforts to locate him.

I immediately passed the task of locating him to the internal investigations department. Four days later, information started to trickle in, apparently our man was dead. A person who suited his description was declared dead of a heart attack in Canne, South of France. We were soon enough able to confirm all of this including cause of death. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and
also to come forward to claim his estate.

If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous.

This bank even gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; our now deceased client died in testate. In line with our internal processes for account holders who have passed away, we
instituted our own investigations in good faith to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem.

It is this investigation that resulted in my being furnished with your details as a possible relative of the deceased. My official capacity dictates that I am the only party to supervise the investigation and the only party to receive the results of the investigation. It is quite clear now that our dear fellow died with no known or identifiable family members. This leaves me as the only person with the full picture of what the prevailing situation is in relation to the deposit and the late beneficiary of the deposit.

According to practice, the security company will by the end of this year broadcast a request for statements of claim to Kleinwort Benson Private Bank failing to receive viable claims they will most probably revert the deposit to Kleinwort Benson Private Bank. This will result in the money entering the Kleinwort Benson Private Bank accounting system and the portfolio will
be out of my hands and out of the private banking division. This will not happen if I
have my way.

What I wish to relate to you will smack of unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those who sit upon certain chairs and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is 8,700,000.00 deposited in a security company. I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so.

I alone know of the existence of this deposit for as far as Kleinwort Benson Private Bank is concerned, the transaction with the late customer concluded when I sent the funds to the security company all outstanding interactions in relation to the file are just customer services and due process. The security company has no single idea of what's the history or nature of the deposit. They are simply awaiting instructions to release the deposit to any party that I may direct. This is the situation.

This bank has spent great amounts of money trying to track this man's family; they have investigated for months and have found no family. The investigation has come to an end. My proposal; I am prepared to instruct the security company to release the deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to share the money with you in half. That is: I will simply nominate you as the next of kin and have them release the deposit to you. We share the proceeds 50/50. You with the same very name as the original depositor would easily pass as the beneficiary with right to
claim.

I assure you that I could have the deposit released to you within a few days. I will simply inform the bank of the final closing of the file relating to our late client. I will then officially communicate with the security company and instruct them to release the deposit to you. With these two things: all is done. The alternative would be for us to have the security company direct the funds to another bank with you as account holder. This way there will be no need for you to think of receiving the money directly from the security company
as it is not a conventional financial institution; they accept deposits from only organizations thus; what you hand over to them is what you get back. They do not have the means to process the money.

We can fine-tune this based on our interactions. I am aware of the consequences of this proposal. I ask that if you find no interest in this project that you should discard this mail. I ask that you do not be vindictive and destructive. If my offer is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my career because you do not approve of my proposal. You may not know this but people like myself who have made a
tidy sum out of comparable situations run the whole private banking sector.

I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones way once in a lifetime. I cannot let this chance pass me by. For once I find myself in total control of my destiny. This chance wont passes me by.

I ask that you do not destroy my chance, if you will not work with me let me know and let me move on with my life but do not destroy me. I am a family man and this is an opportunity to provide them with new opportunities. There is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank.

I am the only one who knows of this situation, good fortune has blessed you with a name that has planted you into the center of relevance in my life. Lets share the blessing. If you find yourself able to work with me, contact me through this email. If you give me positive signals, I will give you the relevant details and initiate this process towards a conclusion.

I wish to inform you that should you contact me via official channels; I will deny knowing you and about this project. I repeat, I do not want you contacting me through my official phone lines nor do I want you contacting me through my official email account. Contact me only through my alternate email account: tay_rbt101@yahoo.co.uk

I do not want any direct link between you and I. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our total Quality Management Policy. Please observe this instruction religiously.

Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to what the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. I await your response.

Sincerely,
Robert Taylor