One day, I came back home tired, turned on the PC, and started my Microsoft Outlook. And as usual, the strings of spams, news update, etc etc started filling up the inbox. Then I came across this email from "Ebay" which uses the same colour tone, words, etc. It was asking me to update my account immediately at Ebay due to some urgent issues.

I was very tired so I did not suspect or check the source code (1st mistake), and simply clicked on the link (2nd mistake) out of convenience. The browser opened and I saw the usual Ebay webpage with the form right there. I started filling up the form with my personal information, address, and credit card information... and it was Only at this point that I realised, "Hey, what am I doing?". Instinctively, I took a glimpse at the address bar and my heart sank. I nearly fell into the trap... all that was needed was just one click of the Submit button, and I became poorer. The address looks similar to ebay, but with a slightly wrong spelling (couldn't remember the disguise on the address).

Prior to this incident, I have encountered a few similar phishing emails from other sites, but have deleted them all. The above encounter with Ebay was the closest I ever get to being "Phished".

Lessons Learnt:
Make it a habit, never click the links on an email to access a form on a website to fill up your personal particulars, esp. financial information. Even if you know the mail is real, don't do that. Regardless of how much you know, a bad habit may wipe out your hard-earned money by just one click. In my case, it wasn't my habit to click directly on the link but yet I did because I was tired.