419 Scams

419 Scams are also known as Advance fee Scams or Advance Fee Fraud. The most popular variant of such scams are the Inheritance Scam and Lottery Scam. The Inheritance Scam is covered in this category, while Lottery Scam is covered in a category on its own.

In general, the scammer in a 419 scam makes up a story about a large sum of money (fake) that does not exist in reality.

In the case of Inheritance Scam (which is what this category will cover), someone rich has died leaving behind a huge sum of money. The scammer will request to transfer the money out of their country with your help, e.g. coming forward to pretend to be the next of kin.

In the process, they will request money from you first to cover some legal fees, bank fees, transfer fees, or whatever they can think of. This fee is called the “Advance Fee” and hence the scam was known as Advance Fee Scam. After you have paid the fees, you can forget about seeing that large sum of fake cash.

The scammers will disappear with your money, and may even use your personal information for identity theft. This is commonly known as “Nigerian Advance Fee Fraud (419)”.

Some tips about 419 scams:

1) The sender’s email address can be fake. The scammer can send the mails out using any email address via an anonymous mail server.

2) The names used in the email are fake – most of the time. There is no need to inform the police about the names, because they need more than that to find the real person behind all these.

3) The whole story is fake, including the money, dead people (if any), etc.

4) If you still insist on going ahead to try it out, please bewarned “Never Pay Money to Get Money (prize)”. We assure you that at some point in the communication process, they will ask you for money. In some cases, they will also ask you for personal identity information, which can be used to scam the bank to provide them with you bank account details.

5) If you received a check from a stranger for any funny reasons, it might be a fake check. When you bank in a fake check, the bank will clear the check and deposit the cash into your account within 3 days. After that, the scammer will ask you to send the money to them. When the bank finds out that the check is fake after about 10 days, they will ask you to return the money.

Best Defense:

1) Do not respond to such emails (delete them!)

2) If you sent any sensitive personal information (e.g. Bank Acct. No., National ID Card no., Birthday, etc) to the scammers, contact the bank immediately so that they are aware of the fraud. If this is a credit card, contact your bank to terminate the card and issue a new one.

3) Inform your friends and family members, esp. the elderly, about such scams. It is too late to tell them if they have already been scammed. Prevention is better because there is no cure!




Is this a Scam: Cyberwize

Is this a Scam: Cyberwize

What You Must Do Before You Hire a Web Designer

If you're planning on hiring a Web design firm or freelancer to build you a new business website, then you ought to read this article before you make the hire. One key concept that many would-be entrepreneurs and business people miss is understanding

Social Networks – Computer Virus Playground

Social networks are websites like Facebook and Bebo which have become incredibly popular with kids, teens and adults all over the world They give you a great way of catching up with old friends or eve

419 Scam: Your Package is at the Airport

This is a common scam, regardless of the airport, country, location, whatever. The scammer(s) will inform you that a package containing alot of money (the bait) is waiting for your collection at the airport. You are required to reply or contact another person (custom,...

Malaysian Money Scam

Someone wrote:Subject: Malaysian money scam Question/Comment: I have rec'd numerous e-mails by one or more persons (I have copies of all e-mails) that have claimed to have an overseas account opened in my name in which have been deposited illegal fu

419 Scam: Paul William and his 1.5million crap

This scammer: 1) Email address from Yahoo Hong Kong 2) +44 UK phone number 3) +66 Thailand Phone number But he could be at a Fourth location. Even the IP address could not tell because he could be using a proxy server. Paul Williams Wed, Feb 10, 2010 at 8:11 AM...

419 Scam: ATM INTERNATIONAL CREDIT SETTLEMENT

All names and story about funds and ATM card etc are fake. DR HARRISON NWAKEMBE Thu, Feb 18, 2010 at 12:21 AM Reply-To: atmpayment_card29@yahoo.com.hk ATM INTERNATIONAL CREDIT SETTLEMENT OFFICE OF THE DIRECTOR OF OPERATION OFFICE OF THE PRESIDENCY ATTENTION HONORABLE...

Economic Meltdowns In Various Financial Sectors

Unfortunately, the economic meltdown is going to create some far reaching side effects that will be primarily negative in nature Consumer confidence is low, sales in every sector are down, and people

Ok, this one is from the Central Bank of Nigeria

Central Bank of Nigeria 419 scams

Is this a Scam: Leo Quinn ebooks

Is this a Scam: Leo Quinn ebooks

Save Your Money by Avoiding Home Business Scams

How many times have you heard about or received an offer for an apparent great home business opportunity? You know, lots of claims of income and then at the bottom of the website or sales page or infomercial picture, on your television, they have a d

Australian Taxation Office (ATO) Refund Scam Mail

HotScam.com search and reports the hottest scam, news, videos and reports on the internet - lottery scam, inheritance scam, pet scam, lover scam, phishing scam, commercial scam, job scam and more scams

Identity Theft Targeting College Students

Identity theft is becoming one of the most prevalent crimes in recent years. College students seem to underestimate the possibilities of fallen victims to this white-collar crime. This is because most of them do not realize that thieves are mostly af

William Moris of NatWest Online Bank Offers 450k from Microsoft Promo

This no-brainer is a great start for the new year. A reader asked if this is a scam. "This is to inform you that the verification and validation of your claims and email identity was successful. You have been approved to claim the sum of £ 450,

Irreversible Damage by Fraudulent Classified Ads

When it comes to seeking a reliable source for something, most people will turn to classified ads. The reason being these are placed categorically and those who know what they are searching for don't have to scour around all ads to find what they are

Peace of the Lord be with you

Well, thanks for the blessing Elizabeth, but we have none in return."I am not requesting any money from you befoe you will receive the funds that am giving out to you"You won't ask for money because in this story you are the "Angel", and in the new c

You Can Do Internet Business

You may have heard it said, many times, that there is money to be made on the Internet. Indeed, there are millions of men and women who are making good money using the internet business route. Yet, you also know that there are a lot of frauds o

US$24.5million Bonjour Cash

Return-path: [kountaoumar25@hotmail.fr]Delivery-date: Sun, 03 Dec 2006 09:40:54 -0700Received: from [65.54.246.215] (helo=bay0-omc3-s15.bay0.hotmail.com)Received: from hotmail.com ([65.55.130.81]) by bay0-omc3-s15.bay0.hotmail.com with Microsoft SMTP

High Yield Investment Program Scams

As you read the next email in your box about how the widow of the former leader of Mubai needs your help getting her deceased hubby's millions out of the corrupt grasp of that nation's banks, rest assured, internet crime has already moved well past t

A Review of the Warm Spirit Income Opportunity

A Review of the Warm Spirit Income Opportunity

Legitimate Online Work From Home Business Ideas

There's a huge wave of new online business enthusiast emerging in the past few months. This is even more evident with the current outburst in global inflation. Nevertheless, many are lost in the search for legitimate online work from home ideas. In t
Your DHL Courier Company

Your DHL Courier Company

A desperate scammer is sending an email with the title “YOUR DHL COURIER COMPANY”, saying that some board of director has approved a reward money of $2.5million for “your hardwork and support”. We are quite sure that no one owes you $2.5million, where even the rare...

Domain Name Registration And Web Site Hosting For Newbies

Logging on to the Internet for the first time can be a very overwhelming experience for someone. When it comes time to register a domain name and find a web host, the new Internet surfer can become very confused with all of the offers thrown at them

What Is Attraction Marketing

Attraction Marketing is a new marketing category, a hybrid cross between public relations and journalism. Most marketing programs are out of alignment with how the affluent actually select their advisors or financial services. Attraction Marketing is

Greek History Books, Democracy – America, Soon China

The news today may have been historic. As an earlier brilliant light of early America, Emerson noted while he and his friend Thoreau would read and discuss the ideas of the ages, others would shout loudly about another train derailment. Or there was